Matt Lenzie founded Invoice Finance Factors after more than two decades in UK commercial banking, including senior roles at Lloyds Banking Group and Bank of Scotland. Across his career, Matt has personally placed and structured over £300m of invoice finance, asset-based lending and commercial loan facilities for UK businesses, ranging from owner-managed SMEs to mid-market PE-backed groups. He maintains direct, senior-level relationships with the credit teams at the UK's leading invoice finance lenders — the people who actually make the decisions — which is why Invoice Finance Factors clients reach the right desk at the right lender on day one rather than working through a queue. Matt started Invoice Finance Factors because too many UK SMEs were being routed through generalist comparison sites with no real lender relationships, ending up with a facility that didn't fit their business or — worse — being declined for reasons a phone call could have solved.
Most online comparison sites in invoice finance are lead aggregators. You fill in a form, your details get pinged out to whichever lender bought the keyword, and you spend two weeks playing phone tag with a junior business development executive whose job is to chase a quota — not to find the facility that actually fits your business.
That isn't how lender selection works in mid-market commercial banking, and it isn't how it should work for SMEs either. Invoice Finance Factors is built around direct, senior-level relationships with the credit teams at the UK's leading invoice finance lenders — relationships Matt built personally over two decades — so your application reaches the right desk on day one, with context, and from someone the lender already knows.