Founder-led · Ex-Lloyds & Bank of Scotland banker

Turn unpaid invoices into working capital

Release up to 90% of your invoice value within 24 hours. Compare rates from 50+ UK lenders instantly.

Calculate Your FundingHow It Works
  • No credit check
  • 2-min application
  • UK ICO registered

Instant Estimate

How much could you release?

£
50,000
Select your industry

You could release up to

£42,500

Based on 85% advance rate

Get Your Exact Quote

£300m+

Funding placed by our founder

50+

UK lender panel

24hrs

Once approved, funds in account

20+ yrs

Founder commercial banking experience

Simple Process

From application to
funded in 24 hours

No complex paperwork. No waiting weeks for a decision. Our streamlined process gets you funded faster.

01

Calculate

Enter your invoice details and get an instant funding estimate. No obligations, no credit checks.

02

Compare

See quotes from our panel of 50+ UK lenders. Transparent pricing with no hidden fees.

03

Get Funded

Choose your lender and receive funds. Most clients see cash within 24 hours.

Solutions

Find your perfect
funding match

From full-service factoring to confidential discounting, we'll match you with the right solution.

Most Popular

Invoice Factoring

Complete credit control solution. We chase your invoices so you can focus on growing your business.

Full credit controlBad debt protectionVisible to debtors
Learn more

Invoice Discounting

Confidential funding that keeps your customer relationships intact. They'll never know.

100% confidentialYou retain controlTrust account
Learn more

Single Invoice Finance

Fund specific invoices without long-term commitment. Perfect for one-off large orders.

No contractsCherry-pick invoicesFast approval
Learn more

Construction Finance

Specialist funding against Applications for Payment. We understand QS valuations.

Uncertified APsRetention fundingStage payments
Learn more
Specialist Sectors

Industry expertise that
makes the difference

We specialise in sectors where cash flow is critical. Our team understands the unique challenges of your industry.

Recruitment

Specialist funding for temporary and permanent placement agencies

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Construction

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Haulage

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Manufacturing

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Matt Lenzie

Founder, Invoice Finance Factors

Matt Lenzie is a former Lloyds and Bank of Scotland banker with senior lender relationships across the UK invoice finance market. He has personally secured more than £300m of funding for UK businesses.

£300m+of funding personally secured for UK businesses
  • Ex-Lloyds Banking Group
    Senior commercial banking roles
  • Ex-Bank of Scotland
    Commercial finance
  • £300m+ funding secured
    Across invoice finance, ABL and commercial loans
  • Senior lender relationships
    Direct lines into UK invoice finance credit teams
Read Matt's full background

Ready to unlock your cash flow?

Founder-led. Direct relationships with the credit teams at the UK's leading invoice finance lenders, built over 20+ years in commercial banking. Your application reaches the right desk on day one.